| Click4Quote.com
Limited
PO BOX 400, Colchester, CO1 1UY
Email: enquiries@click4quote.com
| Phone: 08450 89 90 91 |
THE
PERSONAL ACCIDENT and ILLNESS POLICY has been arranged to provide
you with the very best combination of policy cover and competitive premiums when
you need it most. Have you ever worried how you will manage financially in the
event of a serious accident or illness? This policy will help cushion the financial
blow to you and your family in the event of this happening, giving you valuable
PEACE OF MIND.
With THE PERSONAL ACCIDENT
and ILLNESS POLICY, you decide how much cover you want by selecting
an appropriate number of units, and if you require Personal Accident AND Illness
cover or just Personal Accident Only. | HOW
MUCH DOES IT COST?
Premiums are calculated on the basis of
your occupation, the number of units you decide to purchase and whether you require
just personal accident or personal accident and illness cover.
FOR
EXAMPLE: If you are in a clerical or administrative sedentary occupation,
you are healthy, you do not take part in hazardous pastimes, and you require Personal
Accident Only Cover each unit will cost just £31.71 per year.
Premium
Indications are subject to satisfactory completion and acceptance of this proposal. |
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Life Direct will search all leading life insurers
to find you the best discounted premiums. | We search the
entire market to find you the lowest life insurance premiums.
Our discount
then reduces the premium even further.
Critical illness cover
Pays you a tax free lump sum on diagnosis
of a critical illness (e.g. cancer, heart attack, stroke, brain tumour and many
more). |
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MSM Direct will use it’s expertise
and to search leading uk insurers to find you the best price |
Critical Illness
Cover(CIC) // is a life insurance cover that provides a lump sum
payout if you suffer or are diagnosed with a serious illness or critical illness.
Males have 1 in 4 chance of suffering a critical illness e.g. cancer and women
have 1 in 9 before the age of 65. See our ‘facts of life’ page for more
information.
Normally run alongside a death policy, Critical Illness Cover
(CIC) covers a broad range of serious conditions from cancer to heart disease
(see our definitions guide for further details).
The premiums for these
policies vary considerably from company to company as each life insurer uses a
different set of definitions as to what they cover. |
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We believe we can provide you with some of
the most competitiveCritical Illness insurance quotations available.
At theidol.com we share our commission with you the
customer. We do this by sacrificing a percentage of our commission,
which will reduce your premiums throughout the term of the policy. Because of
this commission sacrifice we aim to provide you with some of the most competitive
UK level term life insurance quotations. |
Critical Illness Insurance will pay
out a lump sum upon diagnosis of a specified serious illness. You decide the number
of years the policy will be in force and the level of cover you require at the
outset.
The critical illness policy can be set up on a single or joint
life basis or can be added to either Level Term or Mortgage Life Insurance.
If a specified critical illness is diagnosed during the term of your policy
then the sum insured is paid out. If you have not suffered any specified serious
illness at the end of the term then the critical illness insurance policy ceases
and nothing is paid out as this product has no cash in value at any time. |
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